Your employer makes a weekly or monthly contribution on your behalf, and once we receive that contribution, we establish your eligibility and share that with our various networks for Medical, Prescription Drug and Life/AD&D providers.
For most of our participants, the Plan uses Medical Mutual as its medical PPO network and Optum RX as the Pharmacy Benefit Manager. For ABX members, the Plan uses United HealthCare as its medical PPO network.
The Plan is Self-Insured and self-administers the Dental and Vision benefits (for those contracts that call for this benefit) and Short Term Disability (AKA Loss of Time) which means we process the claims in our Fund office in Toledo, OH for most of our Plans. For ABX participants, the dental and vision benefits are fully insured through MetLife and EyeMed, which the Short Term Disability and Life and Accidental Death and Dismemberment (AD&D) benefits are provided through other employer sponsored plans.